WHEN Bendigo Bank pulled out of Red Cliffs and left the branch's ATM in Kathy Glen's store, she says it cost her more money to power than she received in commission.

But the owner of Red Cliffs Newsagency said if Bendigo Bank had not removed the ATM in late 2020, she would have kept covering the cost to keep a reliable source of cash in the community.

Red Cliffs has one Westpac ATM and two priva...