Farmers are suffering through drought, fire and floods.

To restock, rebuild and ­replant they need access to long term finance (at the 10-year bond rate now 1 per cent).

This will allow them to plan for the future.

A 10-year loan at 1 per cent plus 0.5 per cent (to cover costs) would allow them to keep their employees and buy things locally.

This will ensure the whole community will survive.

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