It’s another way to pay

LAY-BY has been a staple of the Australian ­retail sector for decades.

It’s how my mum bought clothes for me as a child.

And later, when I was in uni and had my heart set on, say, a pair of too-expensive boots, lay-by was the answer.

But fast forward to today and it’s old news.

A new payment method is changing the retail sector and satisfying the needs of our 

“I want it now” society.

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